TERMS&CONDITIONS

Please read this Agreement carefully before accessing the UNION INSURANCE BANK Website. As a condition to and in consideration of receiving and accessing the UNION INSURANCE BANK Website, the User agrees to be bound by the terms of this Agreement. Use of or access to the UNION INSURANCE BANK Website shall constitute acceptance of and agreement to be bound by this Agreement.

If you do not wish to be bound by this agreement, do not access The UNION INSURANCE BANK Website. If you have any questions about this Agreement, please contact us via e-mail at support@union.insubnk.com.

THIS AGREEMENT “Agreement” is entered into by and between UNION INSURANCE BANK plc and any individual, corporation, association, agency, company, or other entity who accesses or uses the UNION INSURANCE BANK Website (the “User” or “you”).

The UNION INSURANCE BANK, which is provided without charge to you, is a World Wide Web site on the Internet that is designed to allow UNION INSURANCE BANK to communicate with users and for you to interact with those users. The UNION INSURANCE BANK Website is owned and operated by UNION INSURANCE BANK. The UNION INSURANCE BANK Website contains or may contain information, communications, opinions, text, graphics, links, electronic art, animations, audio, video, software, photos, music, sounds and other material and data (collectively, “Content”) formatted, organized and collected in a variety of forms that are generally accessible to Users, including directories and databases, and areas of the UNION INSURANCE BANK Website that can be modified by Users, such as posting classifieds, uploading multimedia files, registering user profiles, and creating auto-notify, personalized pages, and personalized project areas.